thanks for the piggy bank mom and dad

a way to instruct children on the
the fluid nature of monetary transactions

would be to set up a classroom model
of economics
give the first child 5 1$ bills
have them be a shop owner
make three children shop workers
each gets a dollar.
have them spend that dollar to
give to the landlord or bank
which in turn is spent
and passed along until
someone buys from the shop
and the money once again
is back where it started
several different configurations with different
starting points
and no manipulations to make
every child want to grow up
to be a shop owner (suggest it is unwise
to twist method for the benefit of
one group or another)

point is to demonstrate
–at early stages of development–
that money is not lost or gone
when spent… it is simply
doing its job somewhere else

earlier generations have focused
on children being taught
to save money only
ie piggy banks
while not (necessarily) being taught to spend
money well
is a very pervasive problem
in our culture to date

if you save, there is a disproportionate
ideology of individual worth
a worth that should be based on
in-come, not purchase power

and this is where lenders
jumped in
taking advantage by further
inflating individual imaginations
regarding personal amount of purchase power
which then appears greater
than what actual income dictates
actual income is
augmented by a credit line of income

(that $500 dollar limit credit card
just made you believe you have $500 more to spend
when reality is you have $50 less to spend
or around that once fees or interest are applied.
even armed WITH the knowledge that you just spent more money
to spend money — the temptation to believe
and indulge in a greater purchase power is too much.
they will still fall for it every time. do the banks know this?
of course they do. when you have a perfect trap,
somebody screwed those nuts into place….. *sigh*)

temptation of being higher on that
ladder or scale of worth
according to how much you can buy or own …
the fool fools himself but how many are not born a fool?

who doesn’t want to dream?
so in turn this trap is fed
by good old friends
at wish upon a star

we can fix
these incorrect perceptions
by an adjustment of teaching methods
for the young
but for the adult populations currently
stuck in financial dreamland …
i am afraid there is little hope

if corrected, though….
one section
of our population
would not be able to take
such large, unfair advantage
over other sections in the future

the banking industry has played it’s cards…

they are on the table and not that hard to read

so IF we have better education and better overall
understanding of the fluidity of tender …
it would create a less-volatile economy

less booms … but also less crashes

and i think that is what the big boys need to look at
while patting each other’s backs

Tea, anyone?


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